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The Real Estate and Mortgage Hotline

You are overpaying your mortgage,

and your lender knows it!

SAVE THOUSANDS ON YOUR MORTGAGE WITHOUT REFINANCING!

 You’re Paying Way Too Much For Your Home!

If you are one of the tens of millions of Americans with a 30-year mortgage, do you realize how much you’re paying your lender in interest charges?  Consider this!  On a $100,000 mortgage at 8.875%, you’ll pay $186,440 in interest plus the $100,000 you borrowed for a total of $286,440Ouch!

Now check this out!  After paying your lender for 10 years (one-third of the term of your loan), take a guess at how much of that $100,000 you would have paid off?  33%?  22%?  11%?  Sadly, only $10,771 (10.8%) will be credited to your $100,000 loan over ten years… the rest will go to pay interest!  So, after 10 long years of payments, you’ll only have built a 10.8% equity in your home.  Ouch!

Homeowners across America are beginning to realize that it’s smart to accelerate the payoff of their home loan… rather than throw away tens of thousands of dollars on excessive interest charges.

Introducing… The Equity Acceleration Program®

The Equity Acceleration Program (managed by USMR) allows you to cut the amount of interest you pay on your mortgage and build equity up to three times faster.  It’s the perfect way to pay off your loan sooner while increasing equity and reducing interest expense.  You can accelerate almost any type of business or personal loan or mortgage.  Here’s how it works.

Instead of you making your loan payment once a month, your checking account is debited for one-half of this amount (plus a small service fee) every 2 weeks.  For example, if your total monthly loan payment is $1,000, your account would be debited for $503.95 every 2 weeks.  There are 26 biweekly periods every year.  Using a carefully controlled system, USMR pays your lender each month, and accumulates extra funds in our Audited Client Account approximately every six months which are used to accelerate the payoff of the principal balance due on your loan. 

A biweekly plan substantially reduces the amount of interest you’ll pay.  All kinds of long term loans are affected in a similar way... student loans, loans on motor homes, mobile homes, home equity, boats, commercial equipment... you name it and chances are that people are saving money on it with our program!  This concept has been endorsed by everyone from the WALL STREET JOURNAL to CONSUMER REPORTS to the U.S. Government.  Just imagine the interest charges YOU could save by using our program!

Build Home Equity… Up To Three Times Faster!

By enrolling into the Equity Acceleration Program, you can build home equity up to three times faster than with your present payment method.  With the Equity Acceleration Program, your equity after 10 years of payments would be $26,000+… over $15,229 more than with your current program.  The best news is that your loan will be paid off in only 21 years, not in 30!  What could YOU do with 9 years worth of monthly payments?

Why Audit Your Loan?

According to Government agencies, if you have an Adjustable Rate Mortgage, there’s a 40% - 50% probability you’ve been overcharged by your lender and are entitled to a refund… and we’ll help you get it.  According to U.S. Government data, the average overcharge is nearly $1,500!

We’ll audit your loan every year on request to protect you from lender errors.  This FREE service is essential to guarantee that you are receiving the proper credit for your loan prepayments… something extremely difficult to attempt on your own.

With the Equity Acceleration Program, you pay a low, one-time enrollment fee.  After that, your only cost will be a small biweekly transaction charge… an extremely low fee, and annual auditing services are FREE!

Make The Smart Choice

The biweekly system has become very popular during the past few years… so popular, in fact, that many lenders are now offering "look alike" biweekly programs, but without audit protection!

With lender errors reported in up to 50% of Adjustable Rate Mortgages, and up to 70% of home equity loans, would you trust your prepayments to your bank or lender without regular independent audits?  Remember, just one minor lender error could easily cost you thousands in lost savings!

FREE Comparison

What will our Equity Acceleration Program do for you?

How much money will our program save you?  There are two easy ways to find out.  First, you can call me for a free computerized savings analysis of your loan or mortgage.  I will simply take some basic loan information over the phone and enter it into a special program (which you can’t buy at the local electronics store).  When you call, be sure to ask about our 12 minute presentation video that explains all about the program.

Another way to learn how much you can save is to request our mortgage analysis software and run the numbers from the privacy of your own home.  Our free software runs on any computer equipped with Windows 95 or higher.  It takes less than 10 minutes for you to experience the power of our money saving program.  You can even run a "mini" loan analysis by telling the software a little about your loan.  Then, you'll be able to see, first hand, just how much you could save.  It's easy… and it's FREE!

Now, until you actually have an analysis in hand, you will continue to overpay your mortgage which will make your lender very happy. Contact me today and keep thousands of dollars in your own pocket!

 

Our FREE Report Answers All These Questions… If you are about to buy, build, or refinance your home and need to apply for a mortgage, make sure that you call to receive this FREE REPORT FIRST. FREE Report Answers All eons… If you are about to buy, build, or refinance your home and need to apply for a mortgage, make sure that you call to receive this FREE REPORT FIRST.

To request your free report, simply fill-out the form below:

 

 

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